3098 SW Cedar Trail, Palm City, FL 34990,Palm City,Martin,Residential

$995,000

4

Beds

2

Baths

2,746 ft2

Property Size

Year Built

About The Property

SIGNIFICANT PRICE IMPROVEMENT PRESENTS A RARE WATERFRONT OPPORTUNITY. This elevated Key West-style residence captures the timeless charm of Old Florida while offering no-fixed-bridge access and a quick ride to open water. Nestled among lush tropical landscaping, the property delivers a rare sense of privacy along with exceptional indoor and outdoor spaces designed for entertaining. A spacious screened balcony extends the main living area into the treetops, creating the perfect setting to enjoy coastal breezes, spectacular sunsets, and year-round outdoor living. Vaulted ceilings enhance the bright, open-concept upper level, where the kitchen, living areas, and primary suite are thoughtfully positioned to maximize elevation, natural light, and picturesque water views. The interior has been tastefully updated with a relaxed coastal aesthetic while still offering opportunities to personalize and make it your own. The lower level features guest bedrooms and a versatile flex space ideal for a media room, game room, home office, or private retreat for family and visitors. Boaters will appreciate approximately 96 feet of waterfront, a private dock, and a boat lift, making days on the water effortless. Outside, a heated pool, new hot tub, and newly constructed cabana create a true resort-style atmosphere, complemented by multiple gathering areas designed for relaxation and entertaining. An exterior cargo lift provides added convenience between levels. Blending classic Old Florida character with modern comfort and functionality, this exceptional Palm City waterfront home offers the access, privacy, and lifestyle that define the very best of South Florida waterfront. Update: Brand NEW AC upstairs July of 2026!

Property Details

Property Id: 1711602
Price: $995,000
Property Size: 2,746 ft2
Property Lot Size: 0 ft2
Rooms: 3
Bedrooms: 4
Bathrooms: 2
ArchitecturalStyle: Florida
AssociationAmenities: Boating
AssociationFee: 25
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Common Areas
BathroomsFull: 2
BuildingAreaSource: Assessor
BuildingAreaTotal: 3352
CoListAgentAOR: BeachesMLS
CoListAgentDirectPhone: 973-332-3263
CoListAgentEmail: heather.mancini@kw.com
CoListAgentFirstName: Heather
CoListAgentFullName: Heather Mancini
CoListAgentKey: 26778673
CoListAgentLastName: Mancini
CoListAgentMlsId: 276806488
CoListAgentOfficePhone: 561-427-6100
CoListAgentPreferredPhone: 973-332-3263
CoListAgentStateLicense: 3612739
CoListOfficeAOR: BeachesMLS
CoListOfficeEmail: TheSouthFloridaBroker@gmail.com
CoListOfficeKey: 5904103
CoListOfficeMlsId: 800307
CoListOfficeName: Keller Williams Realty Jupiter
CoListOfficePhone: 561-427-6100
CommunityFeatures: Home Owners Association, Boat Facilities
ConstructionMaterials: Fiber Cement, Frame
ContractStatusChangeDate: 2026-04-27
Cooling: Central Air, Electric, Zoned
CumulativeDaysOnMarket: 163
DaysOnMarket: 163
DirectionFaces: East
Directions: I-95 to exit 102 for High Meadow Ave, Merge onto SW High Meadow Ave, At the traffic circle, continue straight onto SW Covered Bridge Dr, left onto SW Cedar Trail
DoorFeatures: French Doors
ElementarySchool: Bessey Creek
EntryLevel: 1
Fencing: Fenced, Partial
FireplaceFeatures: Wood Burning
Flooring: Carpet, Tile
FrontageLength: 96.00
FrontageType: Waterfront
Furnished: Negotiable
Heating: Central, Electric, Zoned
HighSchool: Martin County
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
IrrigationSource: Well
LaundryFeatures: Inside, Laundry Closet
Levels: Multi/Split, Two
ListAOR: BeachesMLS
ListAgentAOR: BeachesMLS
ListAgentDirectPhone: 561-818-3746
ListAgentEmail: erin@benchmarkgroupre.com
ListAgentFirstName: Erin
ListAgentFullName: Erin Duke-Warren PA
ListAgentKey: 26774011
ListAgentLastName: Duke-Warren PA
ListAgentMlsId: 554019618
ListAgentOfficePhone: 772-419-0400
ListAgentPreferredPhone: 561-818-3746
ListAgentStateLicense: 3259285
ListAgentURL: WWW.ERINDUKEWARREN.COM
ListOfficeAOR: BeachesMLS
ListOfficeEmail: TheSouthFloridaBroker@gmail.com
ListOfficeKey: 5936561
ListOfficeMlsId: 800659
ListOfficeName: Keller Williams Realty Of The
ListOfficePhone: 772-419-0400
ListingAgreement: Exclusive Right To Sell
ListingContractDate: 2026-04-12
ListingId: B26014459
ListingService: Full Service
ListingTerms: Cash, Conventional, VA Loan
LivingAreaSource: Public Records
LotFeatures: Cul-De-Sac, Irregular Lot, Many Trees, Sprinklers Automatic, Sprinkler System, < 1/4 Acre
LotSizeArea: 10221
LotSizeDimensions: 96'water x161'x70'x141'
MLSAreaMajor: 6090 - Palm City
MLSAreaMinor: MRTC - Martin County
MainLevelBathrooms: 1
MainLevelBedrooms: 2
MajorChangeTimestamp: 2026-06-16T16:00:41.000-00:00
MajorChangeType: Price Change
MapCoordinateSource: Imported
MiddleOrJuniorSchool: Hidden Oaks
MlsStatus: Active
MobileDimUnits: Feet
ModificationTimestamp: 2026-09-28T20:23:35.927-00:00
OccupantType: Tenant
OnMarketDate: 2026-04-27
OnMarketTimestamp: 2026-04-27T00:00:00.000-00:00
OpenParkingSpaces: 4
OriginalEntryTimestamp: 2026-04-12T14:44:36.000-00:00
OriginalListPrice: 1195000
OriginatingSystemID: M00000170
OriginatingSystemKey: 569750854
OriginatingSystemName: BEACH
OtherEquipment: Fuel Tank(s)
OtherStructures: Cabana, Shed(s)
ParcelNumber: 123840001000004104
ParkingFeatures: Driveway, Open
ParkingTotal: 4
PatioAndPorchFeatures: Covered, Deck, Patio, Porch, Screened, Balcony
PetsAllowed: No Pet Restrictions, Yes
PhotosChangeTimestamp: 2026-09-17T09:36:30.997-00:00
PhotosCount: 52
PoolFeatures: Free Form, Heated, In Ground, Other, Pool Equipment, Private
Possession: Close Of Escrow
PostalCity: Palm City
PostalCodePlus4: 1954
PreviousListPrice: 1050000
PriceChangeTimestamp: 2026-06-16T16:00:41.000-00:00
PropertyCondition: Resale
RoadFrontageType: Private Road
RoadSurfaceType: Paved
Roof: Metal
SecurityFeatures: Security System, Smoke Detector(s)
Sewer: Septic Tank
SourceSystemID: TRESTLE
SourceSystemKey: 1157466378
SourceSystemName: flexmls
SpaFeatures: Above Ground
SpecialListingConditions: Standard, Listed As-Is
StateOrProvince: FL
StatusChangeTimestamp: 2026-04-27T15:26:51.000-00:00
Stories: 2
StoriesTotal: 2
StreetDirPrefix: SW
StreetName: Cedar
StreetNumber: 3098
StreetNumberNumeric: 3098
StreetSuffix: Trail
StructureType: House
TaxAnnualAmount: 13701.5
TaxLegalDescription: RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
TaxYear: 2025
UniversalPropertyId: US-12085-N-123840001000004104-R-N
Utilities: Cable Available, Electricity Connected, Phone Available
VideosChangeTimestamp: 1969-12-31T19:00:00.000-00:00
VideosCount: 1
View: Canal, Water
WaterSource: Well
WaterfrontFeatures: Canal Access, Canal Front, Navigable Water, No Fixed Bridges, Ocean Access, Other, River Access, Seawall
WindowFeatures: Shutters
YearBuilt: 1996
Zoning: res

Amenities and Features

Other Features
Balcony
Bar
Breakfast Bar
Built-in Features
Cathedral Ceiling(s)
Dishwasher
Disposal
Dryer
Electric Water Heater
Entrance Foyer
Family/Dining Room
Has a View
Has Cooling System
Has Fireplace
Has Heating System
Has Pool
Has Waterfront
High Ceilings
Home Owners Association
Lighting
Living/Dining Room
Microwave
Open Parking
Outdoor Living Area
Outdoor Shower
Pantry
Porch
Propane Tank - Owned
Range
Refrigerator
Separate Shower
Spa
Split Bedrooms
Upper Level Primary
Vaulted Ceiling(s)
Walk-In Closet(s)
Washer
Water Heater
Wet Bar

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$6,903.92
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 5,660.17

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Disclaimer

Property ID - | 1711602

All listings featuring the San Jose logo are provided by Association of San Jose. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

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