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3098 SW Cedar Trail, Palm City, FL 34990,Palm City,Martin,Residential

$995,000

4

Beds

2

Baths

2,746 ft2

Property Size

Year Built

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About The Property

Live the South Florida boating dream in a Key West-style waterfront retreat where Old Florida charm meets effortless ocean access. From your private dock, cruise scenic waterways with no fixed bridges and enjoy a quick ride toward open water. Set among lush landscaping, this elevated Palm City home offers privacy, breezes, water views, & true indoor-outdoor living. A long screened balcony extends the main living space into the treetops, perfect for sunset views. Vaulted ceilings, an open upper-level layout, updated coastal interiors, and a primary suite positioned to enjoy the views create a relaxed waterfront feel. Downstairs offers guest bedrooms & flex space for a media room, game room, or visitor retreat. With 95+/- feet of waterfront, private dock, 10,000 lb. boat lift, heated pool, new hot tub, cabana, a Cargo Lift, & multi-zone A/C with new A/C upstairs (July 2026), this home delivers the lifestyle buyers imagine when they dream of FL living. Bonus: House NOT in a flood zone!

Property Details

Property Id: 3085625
Price: $995,000
Property Size: 2,746 ft2
Property Lot Size: 0 ft2
Bedrooms: 4
Bathrooms: 2
ArchitecturalStyle: Florida
AssociationAmenities: Boating
AssociationFee: 25
AssociationFeeFrequency: Monthly
AssociationFeeIncludes: Common Areas
BathroomsFull: 2
BuildingAreaSource: Public Records
BuildingAreaTotal: 2746
CommunityFeatures: Home Owners Association, Boat Facilities
ConstructionMaterials: Fiber Cement
ContractStatusChangeDate: 2026-05-20
Cooling: Central Air, Ceiling Fan(s), Electric
CumulativeDaysOnMarket: 126
DaysOnMarket: 126
DirectionFaces: East
Electric: 3 Phase
ElementarySchool: Bessey Creek
Fencing: Fenced
Flooring: Carpet, Tile, Wood
Heating: Central, Electric
HighSchool: Martin County
InternetAddressDisplayYN: 1
InternetAutomatedValuationDisplayYN: 1
InternetConsumerCommentYN: 1
InternetEntireListingDisplayYN: 1
ListAOR: Martin County REALTORS of the Treasure Coast
ListAgentAOR: Martin County
ListAgentDirectPhone: 561-818-3746
ListAgentEmail: Erin@BenchmarkGroupRE.com
ListAgentFirstName: Erin
ListAgentFullName: Erin Lisbeth Duke-Warren PA
ListAgentKey: 26759929
ListAgentLastName: Duke-Warren PA
ListAgentMiddleName: Lisbeth
ListAgentMlsId: MRT3259285
ListAgentOfficePhone: 772-419-0400
ListAgentPreferredPhone: 561-818-3746
ListAgentStateLicense: 3259285
ListAgentURL: http://WWW.ERINDUKEWARREN.COM
ListOfficeAOR: Martin County
ListOfficeEmail: TheSouthFloridaBroker@gmail.com
ListOfficeKey: 5897968
ListOfficeMlsId: MRT279081203
ListOfficeName: Keller Williams of the Treasure Coast
ListOfficePhone: 772-419-0400
ListingAgreement: Exclusive Right To Sell
ListingContractDate: 2026-05-20
ListingId: M20055624
ListingTerms: Cash, Conventional, VA Loan
LotFeatures: Cul-De-Sac, Fruit Trees, Sprinklers Automatic, < 1/4 Acre
LotSizeArea: 10236.6
MLSAreaMajor: 6090 - Palm City
MLSAreaMinor: MRTC - Martin County
MajorChangeTimestamp: 2026-06-17T12:51:31.000-00:00
MajorChangeType: Price Change
MapCoordinateSource: Imported
MiddleOrJuniorSchool: Hidden Oaks
MlsStatus: Active
MobileDimUnits: Feet
ModificationTimestamp: 2026-09-23T12:05:30.433-00:00
OnMarketDate: 2026-05-20
OnMarketTimestamp: 2026-05-20T00:00:00.000-00:00
OriginalEntryTimestamp: 2026-05-20T15:52:04.000-00:00
OriginalListPrice: 1050000
OriginatingSystemID: M00000165
OriginatingSystemKey: 590453264
OriginatingSystemName: BEACH
OtherStructures: Shed(s)
ParcelNumber: 123840001000004104
ParkingFeatures: Driveway
PatioAndPorchFeatures: Covered, Deck, Patio, Screened, Balcony
PetsAllowed: Number Limit, Size Limit, Yes
PhotosChangeTimestamp: 2026-05-20T19:19:42.593-00:00
PhotosCount: 44
PoolFeatures: Heated, In Ground, Pool Equipment
Possession: Close Of Escrow, Negotiable
PostalCity: Palm City
PreviousListPrice: 1050000
PriceChangeTimestamp: 2026-06-17T12:51:31.000-00:00
PropertyCondition: Resale, Updated/Remodeled
RoadSurfaceType: Paved
Roof: Metal
SecurityFeatures: Smoke Detector(s)
Sewer: Septic Tank
ShowingContactPhone: 561-818-3746
SourceSystemID: TRESTLE
SourceSystemKey: 1169067653
SourceSystemName: flexmls
StateOrProvince: FL
StatusChangeTimestamp: 2026-05-20T00:00:00.000-00:00
StoriesTotal: 2
StreetDirPrefix: SW
StreetName: Cedar
StreetNumber: 3098
StreetNumberNumeric: 3098
StreetSuffix: Trail
StructureType: House
TaxAnnualAmount: 13702
TaxLegalDescription: RUSTIC HILLS LOT 41 UNINCLUDED OR 344/1296
TaxYear: 2025
UniversalPropertyId: US-12085-N-123840001000004104-R-N
Utilities: Cable Available, Electricity Available, Phone Available, Sewer Available
View: Canal
WaterfrontFeatures: Canal Access, Navigable Water, No Fixed Bridges, Ocean Access
WindowFeatures: Blinds
YearBuilt: 1996
Zoning: res

Amenities and Features

Other Features
1
Balcony
Breakfast Area
Breakfast Bar
Cathedral Ceiling(s)
Cooktop
Dishwasher
Dryer
Elevator
Entrance Foyer
Has a View
Has Cooling System
Has Fireplace
Has Heating System
Has Pool
Has Waterfront
High Ceilings
Home Owners Association
Kitchen Island
Living/Dining Room
Microwave
Outdoor Living Area
Pantry
Range
Refrigerator
Separate Shower
Split Bedrooms
Upper Level Primary
Vaulted Ceiling(s)
Walk-In Closet(s)
Washer
Water Purifier
Water Purifier Owned

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$6,903.92
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 5,660.17

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Disclaimer

Property ID - | 3085625

All listings featuring the San Jose logo are provided by Association of San Jose. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

©2024 Association San Jose. All rights reserved.

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3098 SW Cedar Trail, Palm City, FL 34990,Palm City,Martin,Residential

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