2086 SW Gull Harbor Lane, Palm City, FL 34990,Palm City,Martin,Residential

$3,450,000

3

Beds

2

Baths

2,296 ft2

Property Size

Year Built

About The Property

Owner financing with 0% interest. Insurance optional. Gull Harbor with no HOA. Boaters paradise with 138 feet of seawall on an oversized fenced cul-de-sac lot just under 1/3 acre. This concrete block 3BR/2BA home with a 2-car garage offers wide water and stunning sunrise views from the kitchen, dining room, and screened patio. The split floor plan provides privacy and functionality, while travertine flooring runs throughout the home. Updated bathrooms add modern appeal, and the expansive yard offers plenty of room for a pool and outdoor entertaining. This waterfront gem features a private dock equipped with a boat lift. Enjoy easy access to the St. Lucie River right from your dock. Enjoy the perfect blend of privacy, waterfront living, and endless potential with no restrictions. Conveniently located close to schools, dining, shopping, and everyday conveniences .Owner financing available.

Property Details

Property Id: 3085021
Price: $3,450,000
Property Size: 2,296 ft2
Property Lot Size: 0 ft2
Bedrooms: 3
Bathrooms: 2
ArchitecturalStyle: Traditional
BathroomsFull: 2
BuildingAreaTotal: 1826
CoListAgentAOR: Martin County
CoListAgentDirectPhone: 772-485-3513
CoListAgentEmail: Joan@Horsepowerteam.com
CoListAgentFirstName: Joan
CoListAgentFullName: Joan Rogers
CoListAgentKey: 26759473
CoListAgentLastName: Rogers
CoListAgentMlsId: MRT665096
CoListAgentOfficePhone: 772-283-2800
CoListAgentPreferredPhone: 772-485-3513
CoListAgentStateLicense: 665096
CoListOfficeAOR: Martin County
CoListOfficeEmail: terrikasnic@bhhsfloridarealty.com
CoListOfficeKey: 5903704
CoListOfficeMlsId: MRT279000060
CoListOfficeName: Berkshire Hathaway Florida Realty
CoListOfficePhone: 772-283-2800
ConstructionMaterials: Brick, Block, Concrete
ContractStatusChangeDate: 2026-05-09
Cooling: Central Air, Ceiling Fan(s)
CumulativeDaysOnMarket: 146
DaysOnMarket: 146
Directions: Martin downs Blvd to Mapp Rd north, turn right on Gull Harbor Ln follow to end.
Electric: 220 Volts
ElementarySchool: Bessey Creek
Flooring: Carpet, Ceramic Tile, Other
Furnished: Unfurnished
Heating: Central
HighSchool: Martin County
InternetAddressDisplayYN: 1
InternetEntireListingDisplayYN: 1
ListAOR: Martin County REALTORS of the Treasure Coast
ListAgentAOR: Martin County
ListAgentDirectPhone: 772-201-1599
ListAgentEmail: dawn@horsepowerteam.com
ListAgentFirstName: Dawn
ListAgentFullName: Dawn San George
ListAgentKey: 26783499
ListAgentLastName: San George
ListAgentMlsId: MRT3452890
ListAgentOfficePhone: 772-283-2800
ListAgentPreferredPhone: 772-201-1599
ListAgentStateLicense: 3452890
ListOfficeAOR: Martin County
ListOfficeEmail: terrikasnic@bhhsfloridarealty.com
ListOfficeKey: 5903704
ListOfficeMlsId: MRT279000060
ListOfficeName: Berkshire Hathaway Florida Realty
ListOfficePhone: 772-283-2800
ListingAgreement: Exclusive Right To Sell
ListingContractDate: 2026-05-05
ListingId: M20055566
ListingTerms: Cash, Conventional
LotFeatures: 1/4 to 1/2 Acre Lot
LotSizeArea: 13155.12
MLSAreaMajor: 6090 - Palm City
MLSAreaMinor: MRTC - Martin County
MajorChangeTimestamp: 2026-05-11T16:34:56.000-00:00
MajorChangeType: Price Change
MapCoordinateSource: Imported
MiddleOrJuniorSchool: Hidden Oaks
MlsStatus: Active
MobileDimUnits: Feet
ModificationTimestamp: 2026-09-28T07:04:05.810-00:00
OnMarketDate: 2026-05-05
OnMarketTimestamp: 2026-05-05T00:00:00.000-00:00
OriginalEntryTimestamp: 2026-05-09T13:16:55.000-00:00
OriginalListPrice: 3455000
OriginatingSystemID: M00000165
OriginatingSystemKey: 580379331
OriginatingSystemName: BEACH
ParcelNumber: 073841002000001104
ParkingFeatures: Garage, Garage Door Opener
ParkingTotal: 2
PetsAllowed: Number Limit, Size Limit, Yes
PhotosChangeTimestamp: 2026-09-27T18:12:42.087-00:00
PhotosCount: 50
Possession: Negotiable
PostalCity: Palm City
PreviousListPrice: 3455000
PriceChangeTimestamp: 2026-05-11T16:34:56.000-00:00
PropertyCondition: Resale
Roof: Composition, Shingle
SecurityFeatures: Smoke Detector(s)
Sewer: Septic Tank
SourceSystemID: TRESTLE
SourceSystemKey: 1159775511
SourceSystemName: flexmls
StateOrProvince: FL
StatusChangeTimestamp: 2026-05-05T00:00:00.000-00:00
StoriesTotal: 1
StreetDirPrefix: SW
StreetName: Gull Harbor
StreetNumber: 2086
StreetNumberNumeric: 2086
StreetSuffix: Lane
StructureType: House
TaxAnnualAmount: 12129.02
TaxLegalDescription: BEG SW COR LOT 11, E ALG S/LN 22.5', NLY TO PT ON N/LN 67.5' E OF NW COR, WLY TO NW COR & SELY ALG W/LN TO POB; & .....
TaxYear: 2025
UniversalPropertyId: US-12085-N-073841002000001104-R-N
Utilities: Sewer Available, Water Available
WaterSource: Public
WaterfrontFeatures: Canal Access
YearBuilt: 1978

Amenities and Features

Other Features
Dishwasher
Disposal
Dryer
Electric Water Heater
Family/Dining Room
Has Cooling System
Has Garage
Has Heating System
Microwave
Refrigerator
Split Bedrooms
Walk-In Closet(s)
Water Heater

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$23,938.21
per month
  • Principal and Interest
  • Property Tax
  • HOA fee
  • Private Mortgage Insurance
$ 19,625.71

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Disclaimer

Property ID - | 3085021

All listings featuring the San Jose logo are provided by Association of San Jose. This information is not verified for authenticity or accuracy and is not guaranteed. Information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by MLS.

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